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mortgage secrets for investorsView Full Article
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Abstract
Real Estate Investors: "Are you struggling to pull together last
minute garbage
financing that will (at the very least) MURDER your profits?"
"You're About to Learn Secrets That Most Real Estate Investors Will Never
Know About How to Finance Any Deal In Any Market."
From: Susan Lassiter-Lyons
Dear Fellow Real Estate Investor,
Having trouble financing your investment properties? You're not alone.
In a few seconds we're going to talk about the secrets to financing
your investment properties, but first I want to talk about something
that isn't a secret: the mortgage market is crazy right now. Banks are
failing left and right and now even Fannie Mae and Freddie Mac have
been taken over by the federal government. And who knows how the bail
out will affect us.
The bad news is that investor loans are tougher to get.
The good news is that you can STILL get them!
You just have to know a little more than the average guy. And now that
you're here, that will be easy to do.
There are thousands (maybe even millions) of real estate investors that
don't know the first thing about financing. And that's Ok, because in
the past it was easy and you could usually rely on your broker. Those
days are gone.
Today, if you don't understand the secrets of investor mortgages you
will either get royally ripped off or you will be strung along until
the 11^th hour only to lose the deal (and your earnest money) because
the financing fell through.
I am up so late because I couldn't put your Mortgage Secrets for Real
Estate Investors package down. It's a wealth of information for me...
Jettie A. Mueller
Louisville, KY
My name is Susan Lassiter-Lyons and I'm a real estate investor just
like you. I'm also a former mortgage broker (that's how I figured this
stuff out.)
In my e-book, Mortgage Secrets for Real Estate Investors: How to Beat
the Lenders at Their Own Game and Increase Your Profit on Every Real
Estate Investment, I reveal literally 44 ways, "secrets" if you
will, to get any deal done, in any market.
Do Any of These Statements Sound Like YOU? mortgage-secrets
I want to buy my first investment property but I don't even
know where to start.
I have a couple of properties already and want to buy more
but... I heard that I can only have 4 now.
I need to do a double-close but... the lender says "no
way!"
I want to buy (or refinance) a property in my company name
but... my company isn't 2 years old.
I want to buy a house that needs work but... I don't have any
money for repairs.
I want to get cash out of my property but... I've only owned
it for a few months.
I need a non-recourse loan to buy a property in my IRA but...
my broker doesn't even know what that means.
ENOUGH With the BUTS Already!
I [DEL: cover :DEL] eliminate all of these problems (and many, many
more) in my Mortgage Secrets book. The book contains FACTS about
investor mortgages and real-life case studies of investors just like
you who had crazy deals that they were trying to finance. And we
CLOSED EVERY SINGLE ONE.
Let me ask you this.... Do you really want to succeed in this
business?
If you truly do, then you MUST understand real estate
finance. Financing is everything. It effects the exact number of
dollars that you deposit in your bank account. It sometimes is the ONLY
factor in determining whether you drive to the bank with a HUGE grin on
your face or have to cower in your house when the bill collectors call.
And let's face it, wouldn't you rather focus on more fun stuff? I know
this stuff can be a little boring but you spend a few hours listening
to my Mortgage Secrets book, let me keep you up to date with all the
latest secrets (free updates for life) and you're off to the races. One
step closer to firing your boss and joining the ranks of financially
free.
What Other Investors Are Saying
I love your course! Since becoming a real estate investor this is the
most useful information I have found yet. You didn't leave anything
out. Thanks!
Paul Tucker
Atlanta, GA
I am amazed by how much you are sharing about how the industry works.
Thanks for taking the time to write Mortgage Secrets for Real Estate
Investors!
Wilfredo Cocco
Ft. Lauderdale, FL
Great course! It certainly gave me a better understanding of how the
industry works!
Don Saul
I have read and reread your book - it is very informative. I wish I had
it sooner!
Anita Esbensen
I saw the ad for your course and debated for a while whether it was
worth purchasing because I thought perhaps, it would only give
information that I already knew; however, it turns out that you are
definitely providing information that I did not have all of the details
on, and I'm very pleased that I finally made the decision to purchase,
and, more importantly, the information that you are sharing is more
than worth the cost of the product. So, kudos to you for providing more
practical education for the investor community.
Karen Goodwin
Baltimore, MD
ALL HAIL, ALL HAIL, to Susan. I bow to you princess. The first
paragraph of information you've shared is worth more than the price of
your course. I don't think I could ever repay you for your kindness in
educating me as you have with "Mortgage Secrets" and I'm only half way
finished!
Hassan Muhammad
Here Are Three Good Reasons to Believe Me When I Tell You That You Can Easily
Finance All of Your Investments in Any Market
ONE: 2,617 other real estate investors have purchased the Mortgage
Secrets e-book package and are using the same secrets you'll be using.
TWO: In the last 60 days alone, more than 56,147 real estate investors
around the world have visited my real estate investing blog.
THREE: I'm the only person in the real estate investment training
industry that'll let you keep the entire training system FREE if it
doesn't dramatically improve your investment business.
(Nobody else is willing to put their "money where their mouth is" like
this...)
Here Are the Secrets
This is the *actual* list of secrets from the Mortgage Secrets for Real
Estate Investors package:
Secret #1: The Problem with Those Investment Gurus
Gurus can get you into trouble. I go to the same seminars that you go
to and I HATE it when they tell you "if the deal is good enough, the
financing will apear." Bull!
Secret #2: Industry Secrets
Almost all mortgages made by any lender in the US are sold off into the
secondary market to Wall Street investors and Fannie and Freddie. They
make all the rules.
Secret #3: The Secret Agencies
Find out more about Fannie and Freddie and the "agencies" that make all
the rules.
Secret #4: Mortgage Rate Secrets - why do they go up and down?
Learn what economic indicators cause interest rates tomove so you can
time the market like a pro.
Secret #5: Your Secrets - What You Do May Cost You
Real Estate Investor = Drug Dealer. That's what underwriters think -
find out why.
Secret #6: Your Secret Ratio
This ratio is a green light/red light for undersriters. Find out what
your ratio is.
Secret #7: Special Secrets for the Self Employed Investor
If you're self-employed, lenders are especially cautious. Find out what
they look for and how to outsmart them.
Secret #8: Credit Score Secrets
Find out what score you need, how can you raise it and WHY the lender's
score is always lower than the score you monitor online.
Secret #9: Loan to Value Secrets
How to calculate LTV and how mortgage insurance works.
Secret #10: Property Type Secrets
It may surprise you to learn that there are more than 50 property
types. Find out which ones lenders love... and which ones they hate!
Secret #11: Condo Secrets
Condos are different! Find out why and how the HOA can determine
whether or not you can get a loan!
Secret #12: Rural Property Secrets
Properties in the boonies are harder to finance. Find out the rules for
rural properties.
Secret #13: Mobile Home Secrets
If you can drive it away, they don't like it. Learn how a secret "tag"
located on the mobile home will determine whether you can get financing
or not!
Secret #14: Loan Application Secrets
One phrase in one section of a loan application can mean automatic
DENIAL for you. Find out what it is.
Secret #15: Pre-Approval Secrets
Learn the difference between a pre-approval and a pre-qualification.
Secret #16: Reserve Secrets
Find out to the penny what you need in the bank to qualify for any
loan.
Secret #17: Loan Product Secrets
The secret to great financing is all in the loan product you
choose. Find out which is best for you.
Secret #18: The Secret of Determining Your Interest Rate
Margins, rate caps, indices... This is how you figure exactly what your
rate will be. No more guessing!
Secret #19: Amortization Secrets
What is it and what the differences are between 30 year, 15 year and
balloon mortgages.
Secret #20: Secret Loan Features for Investors
Learn about three loan features that can increase your cash flow and
save you $1,000's at closing.
Secret #21: Hard Money Loan Secrets
What is hard money and where can I get those great rehab loans?
Secret #22: Rate Secrets
Learn about the 3 mortgage "channels" - wholesale, correspondent and
retail - and who really has the best rates.
Secret #23: The Biggest Secret of All - Yield Spread Premium
YSP is the biggest secret in mortgage finance. This is where you find
out WHO has been ripping you off all these years and how to END it.
Secret #24: Seller Concession Secrets
Learn how you can get the seller to legally pay your closing costs OR
get you a lower rate.
Secret #25: Interest Rate Buy Down Secrets
The secret way to pay a lower rate for the first 2-3 years of your
mortgage!
Secret #26: Rate Lock Secrets
All rates have to be "locked in." Find out the best time to lock and
how closing a week earlier can save you $1,000's over the life of your
loan.
Secret #27: Secrets of the Good Faith Estimate
You've all seen a GFE. I explain it in detail and show you what to
watch out for.
Secret #28: Appraisal Secrets - It's All in the Approach
The 3 different appraisal approaches and how to get your own (accurate)
comps.
Secret #29: Secrets of As-Is vs. Subject-To
Learn the difference between the as is value and the ARV.
Secret #30: No Appraisal Loan Secrets
There are some loans out there that do *not* require an appraisal. Find
out where they are!
Secret #31: Deferred Maintenance - This SHOULD be a Secret!
What is deferred maintenance and how it can kill your deal fast!
Secret #32: Loan Processing Secrets
Ever wonder what a loan processor does? AND why you have to pay for it?
It's revealed here.
Secret #33: Loan Underwriting Secrets
Ahhh, the Great and Powerful Oz. I take you behind the curtain and let
you know EXACTLY what happens when the underwriter approves (or
declines) your loan.
Secret #34: Title Insurance Secrets
Find out what it is, what's required AND how you can save 90% on a
policy if you're flipping a property.
Secret #35: Cash Back At Closing Secrets
Yes, it does happen but only in certain situations. I share THREE ways
you can get cash back at closing.
Secret #36: Double Close Secrets
Find out what it is, why lenders hate them AND how to find a title
company to do one.
Secret #37: Cross Collateralization Secrets
Discover a secret technique that can get you 100% financing AND get
questionable deals done fast.
Secret #38: Secret to Financing Foreclosures
Just because you got a great deal on a foreclosed property doesn't mean
the lender will finance it. Find out why!
Secret #39: The Secret to Buying in the Name of Your LLC
Buying properties in the name of your LLC means they DO NOT report to
your personal credit report. Learn how to do this!
Secret #40: Non Recourse Loan Secrets
Non-recourse means they can't come after you if the bank forecloses. I
show you how to get non-recourse financing.
Secret #41: 100% Loan Secrets
They can still be done - you just have to know the secret.
Secret #42: The MLS Listed Refinance Secret
Trying to refinance a house that's listed for sale on the MLS? You are
in for a shockingly rude awakening.
Secret #43: The Vacant Property Refinance Secret
is that rental vacant? Find out why lenders hate that and what you can
do about it.
Secret #44: Hazard Insurance Secrets
Learn how to save $1,000's here, too!
SEVEN ACTUAL Case Studies
The Greedy Fraudster, The Zoning Issue, The Foreclosure Bailout,
Refinancing the Unseasoned, Recently Listed Property, Condo Litigation,
Deferred Maintenance and The Refinance Addict. Hear how they ALL went
down AND learn lessons you will PROFIT from.
PLUS THESE BONUS SECRETS:
Bonus Secret #1: Fannie and Freddie's Four New Rules for Investors
Bonus Secret #2: Portfolio Loan Secrets
It's a TON of content! And it's all up to date and fresh for 2009. In
fact, we're on the 5th edition and when you buy today you will
automatically receive FREE updates for as long as I live.
And what's even better is that the information is ready and waiting for
you RIGHT NOW. This is an immediate download so you can dig in
immediately! In less than TWO MINUTES you could be kissing all of your
investor financing problems "goodbye" forever.
My Pain is Your Gain
I've spent countless hours researching, testing and learning how to
finance investment properties. My pain is your gain. You will avoid the
costly mistakes I've made during my learning process and save a ton of
time, money and embarrassment.
Here's What You Get
4 The Mortgage Secrets for Real Estate Investors e-book Package that
includes the book plus two bonus audio updates.
4 30 minutes of personal consultation with me. A full-on 30 minute
"pick my brain" session. You can ask me anything you want - run a deal
by me, whatever. It's your 30 minutes.
If I were to consult with you personally for 30 minutes, I would charge
you $125. Yes, I really do charge $250 per hour for consulting. So why
am I giving this away for free? Because I know that any investor who
gets some extra help and really starts to understand financing is going
to be a successful investor. It's an excellent way for you to receive
expert guidance - especially if you're a brand new investor or on a
tight budget.
But I'm not going to charge you anywhere near that. In fact I've
priced this Mortgage Secrets for Real Estate Investors package at
a ridiculously low price of
only [DEL: $97 :DEL] $37.
And when you order right now, you're going to get these incredible
bonuses absolutely free, on top of the priceless information contained
in Mortgage Secrets for Real Estate Investors:
Free Bonus #1: 30 minute personal phone consultation--30 minutes of
my undivided attention and assistance for any and all of your real
estate investing and finance questions and concerns. Your chance to
take advantage of my experience and knowledge and to gain even more
tips and techniques specific to your particular real estate
situation. A $125 value!
Free Bonus #2: You Only Live Once - Seven Easy Steps to Creating the
Life You Want and the Success You Truly Deserve e-book. This workbook
gets you on the right path and in the right mindset for successin real
estate investing!
Free Bonus #3: FREE Mortgage Secrets updates for as long as I live.
Priceless!
More than $300 JUST IN BONUSES!
add to cart-
You Take No Risk - 60 Day Money Back Guarantee
If you're not completely convinced that Mortgage Secrets for Real
Estate Investors will increase your profits by thousands... or if you
decide Mortgage Secrets for Real Estate Investors can't help you
effortlessly finance your real estate investments...just let me know.
We'll refund every penny you've paid and you can keep the entire
package.
What to do next...
To claim your copy of the Mortgage Secrets for Real Estate Investors
Package right now simply have your credit card ready and click on the
orange button below.
You will be taken instantly to our 100% secure online order form. Fill
out the short form and in just 2 short minutes your copy of Mortgage
Secrets for Real Estate Investors will be on the way.
Your free bonuses will also be included in this same package. Click the
orange button below to get started now!
add to cart-
The next move is up to you. I've shown you that Mortgage Secrets for
Real Estate Investors is as risk-free as an offer can come. You and I
both know that if you've read this far in the letter, you're seriously
interested in learning how to effortlessly finance your real estate and
protect your profits. All you have left to do now is to take action.
All the best,
1
Susan Lassiter-Lyons
Mortgage Secrets for Real Estate Investors
P.S. With the current state of this unpredictable market, can you
really afford to make mistakes? This information is completely current
for 2009 so you can get your deals financed NOW.
Hi Susan, Your ebook is excellent. I spent several years in the
mortgage business and therefore thought that I knew it all, but it
contains plenty of material new to me.
Bob Patten
Hi Susan, Your book is excellent, thank you very much for putting it
together! I read it this evening. I'm actually going through your Case
Study #6. I have a house under contract, and the appraisal came back to
the lender as subject-to several repairs. I'd never heard of this
before! My concern was the same as your client's...spending money to
fix a property I don't own, since it is being sold as-is and the seller
isn't repairing anything.
This is my first investment property and I'm hoping to purchase at
least 1 or 2 more this year. I'll be in touch with you regarding future
financing.
Aly
Hi Susan, Definitely "land mines" to be aware of that could be the
difference between making a profit or not & getting into a poorly
financed or underfinanced deal. Excellent guidelines to adopt in your
real estate investment pursuits.
THANKS for the tips..I will apply them "diligently"!
Drew Marshall
Home Affiliates Blog
© 2006 - 2009 Lassiter Marketing Group, LLC
All rights reserved.
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